Fixed Investment Plan Overview
Zener Micro Credit Monthly Income Scheme (MIS) is a perfect savings solution for those looking for a regular monthly income along with capital protection. By investing a lump sum amount, you can earn fixed monthly returns at attractive interest rates, ensuring a steady income stream without touching your principal amount. Ideal for retirees, homemakers, and anyone seeking safe regular income.
Fixed Investment Plan Features and Benefits
Trusted by thousands of customers, Zener Micro Fixed Investment Plan can yield you remarkable returns on your investment.
Earn as high as
8.05%* p.a.
Unlock the potential to earn interest rates up to 8.05%* p.a. with our Fixed Investment Plan. Get attractive returns on your investment.
Flexible Instalment Options
Choose from flexible installment options from 12 to 48 months to suit your financial goals and aspirations..
Diverse Tenure
Options
Fixed Investment Plan tenure options range from 23 to 59 months, offering diverse investment durations.
Flexibility to Convert into FD
Investors have the option to either convert their FIP into an FD (Fixed Deposit) or redeem the full amount on maturity.
Security and Credibility
Rest assured with a higher credit rating of [ICRA]AAA+ (Stable) by ICRA and Rated "IND AA+/Stable" by India Ratings and Research.
Fixed Deposit Plan (एक मुस्त जमा योजना)
Deposit Highlights:
- Minimum Fixed Deposit: ₹1000
- Available Tenure Options: 12, 36, 60, and 72 months
- Attractive Interest Rates up to 12.25%
- Fixed returns on lump sum deposits
Key Benefits:
- Secure and reliable investment option
- Higher returns on longer tenures
- Loan facility available on deposits
- Flexible withdrawal options after maturity
- No monthly deposits required – one-time payment
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