Monthly Income Scheme Overview

Zener Micro Credit Fixed Investment Plan combines the stability of fixed returns with a flexible monthly savings plan. Start an FIP with as little as ₹1,000 per month. We offer flexible installment options ranging from 12 – 48 months and fixed investment tenure ranging from 23 to 59 months inclusive of the maturity period that gives fixed investment returns with interest rates ranging up to 8.05%* p.a. Secure your financial well-being by investing your monthly savings in Fixed Investment Plan.

Monthly Income Scheme Features and Benefits

Plan your financial stability with Zener Micro Credit MIS – secure, reliable, and rewarding.

Fixed Monthly
Payouts

Receive guaranteed monthly interest payouts on your invested amount, providing a consistent monthly income.

Attractive Interest
Rates

Earn higher interest rates compared to traditional savings accounts, maximizing your returns every month.

Capital
Protection

Your principal investment remains safe, while you enjoy regular payouts without affecting your original deposit.

Flexible Tenure
Options

Choose from flexible tenure periods ranging from 12 months to 60 months as per your income planning.

Ideal for Retirees & Regular Income Seekers

erfect for pensioners, senior citizens, homemakers, and anyone seeking financial independence with fixed monthly returns.